National grid login in3/17/2024 pay higher rates on the credit you do receive.With a low credit score you will be more likely to: Your credit score can be reviewed by lenders, insurers, landlords and even potential employers. Negative information in your credit report will lower your credit score. Maintaining a clean credit report is vital to your financial well being. Your credit report provides a glimpse of how financially responsible you are. This notice has been provided to you as required by Section 217 of the Fair and Accurate Credit Transactions Act of 2003. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.We may report information about your account to credit bureaus.Notice - Furnishing Negative Information to Consumer Reporting Agencies Please do not hesitate to call us - we are here to serve you! If we detect potentially fraudulent or unauthorized activity or use of any account, we will attempt to contact you immediately. It is important that we have current information on how to reach you. If your address or phone number changes, please let us know. Keep your information with us current.Official credit union staff will have access to your information and will not need to ask for it. If someone calls you explaining the call is on behalf of the credit union and asks for your account numbers, you should beware. Use caution when disclosing your account numbers, social security numbers, etc.Never keep your PIN with your card, which can provide free access to your accounts if your card is lost or stolen. Protect your account numbers, plastic card numbers, PINs (personal identification numbers) or passwords.Members can help by following these simple guidelines: Utica Gas & Electric Federal Credit Union is committed to protecting the privacy of its members. We maintain physical, electronic, or procedural safeguards that comply with federal regulations to guard your nonpublic personal information. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We do not disclose any nonpublic personal information about our members and former members to anyone, except as permitted by law. Information obtained when verifying the information you provide on an application or other forms this may be obtained from your current or past employers, or from other institutions where you conduct financial transactions.Information we receive from a consumer reporting agency.Information about your transactions with us.Information we receive from you on applications & other forms.We collect nonpublic personal information about you from the following sources: If after reading this notice you have questions, please contact us at: (315) 733-1596 or write to: Lori Brown, Utica Gas & Electric Federal Credit Union, 215 Old Campion Road, New Hartford, NY 13413. It describes our credit union's privacy policy and practices concerning the personal information we collect and disclose about our members. Under federal law, we are required to give you this privacy notice. We are equally committed to protecting the privacy of our members. Utica Gas & Electric Federal Credit Union, your member owned financial institution, is committed to providing you with competitive products and services to meet your financial needs and help you reach your goals. Membership application is available at the credit union office, and you can open your account with as little as $5.00.įor more information on joining UGEFCU, either visit our office at 215 Old Campion Road in New Hartford or call us direct at 1-31. If you are an employee of any of the companies listed above, your family members are also eligible to join our credit union.ĭon't see your company? Call us today at 31 to get your company on the list. Leatherstocking Abstract and Title Corp.stepchildren, stepparents, and other persons living in an employee's household.Īdditional employee groups that are eligible for membership are:.brothers, sisters, their spouses and children.Membership is open to all employees of National Grid and the companies listed below, along with family members, including: For more than 80 years, UGEFCU has been serving the financial needs of the employees of Niagara Mohawk and now, National Grid.
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